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HOW DO I JOIN VetProtect?

Dogs and cats can join at any time up until 10 years of age. Provided that they were registered before their 10th birthday, your pet will continue to be covered after this time.

It’s really simple to join – all you need to do is make an appointment for an assessment, so do tell the receptionist the reason for the visit and there will be no charge. Alternatively, ask your vet to carry out an assessment when you are next visiting the surgery for any other reason.


If you take with you the details of the bank account you will use for the direct debit, we can register your pet straight away, and you can then start to enjoy the many benefits of the scheme with immediate effect.

What happens if I want to cancel my membership?
That’s fine, all you need to do is write to us giving us a month’s notice, and then cancel the direct debit at your bank. The scheme operates as a monthly renewable contract so you are never committed for any longer than that. All we ask is that the amount you have paid for VetProtect membership must cover the value of any preventive care already given. If it does not, you simply pay us the balance. This does not apply to treatment for injury or illness.

What if I move away from Cardiff?<br >The VetProtect Total Care Scheme is a unique service created for clients of the Heath Veterinary Group surgeries in Cardiff. Therefore, if you move to a different part of the UK you will need to cancel your membership and investigate the availability of similar schemes in your new area.

The all-important small print:
Underwriters: This insurance is underwritten by Isle of Man Assurance Limited (‘IOMA’) of IOMA House, Hope Street, Douglas, Isle of Man, IM1 1AP. IOMA is authorised and regulated by the Isle of Man Government Insurance Pensions Authority. IOMA is not subject to the same regulatory system as that applicable in the United Kingdom. Holders of policies issued by IOMA will not be protected by the United Kingdom Financial Services Compensation Scheme if IOMA should become unable to meet its liabilities. IOMA is authorised and regulated by the Financial Services Authority (Register No 142307). IOMA is a member of the International Underwriting Association.

Complaints: If you have any concerns or complaints about any aspect of the VetProtect Total Care Scheme please contact in the first instance Mr C Troughton at Heath Veterinary Group, or write to Isle of Man Assurance Limited, IOMA House, Hope Street, Douglas, Isle of Man, IM1 1AP. If your complaint concerns IOMA and is not dealt with to your satisfaction you can complain to the Isle of Man Financial Services Ombudsman. Copies of IOMA’s complaints handling procedure are available upon request.

Heath Veterinary Group does not offer any form of advice or recommendation regarding veterinary insurance schemes. If you are considering cancelling an existing veterinary insurance policy it is important that you take independent advice

Heath Veterinary Group (Cardiff Pet Health Limited) are Appointed Representatives of Seren Independent Advisors Limited, Authorised and regulated by the Financial Services Authority, 511412

For full details regarding the terms and conditions of the VetProtect Total Care scheme please refer to the In Detail brochure which is available on request.